प्रीव्यू मोड। परिणाम सहेजने, निर्यात करने या जनरेट करने के लिए ऊपर का चरण पूरा करें।
Navigate cross-border payments for your startup. Compare providers, understand fees, and choose the right solution for international transactions.
How Cross-Border Payments Work
Sender
Sender's Bank
SWIFT / Correspondent
FX Conversion
Recipient's Bank
Recipient
Traditional SWIFT transfers can cost $25-50+ per transaction with 2-5 business days. Modern fintech providers often cut this to hours and lower fees significantly.
Find the Right Solution
Provider Comparison
Provider
Best For
Fees
Speed
Currencies
Multi-Currency Account
Wise (TransferWise)
Contractors, small transfers
0.3-2% (transparent)
Hours - 2 days
40+
Yes
Mercury
US startups, treasury
Low (bank rates)
1-3 days
Limited
USD focused
Payoneer
Marketplace sellers, freelancers
1-3% + withdrawal fee
2-5 days
150+
Yes
Deel
International payroll & compliance
$49-599/employee/month
Varies by country
120+
Payroll only
Stripe
E-commerce, SaaS billing
2.9% + $0.30 per charge
Instant to customer
135+
Payouts
Airwallex
Multi-currency operations
0.5-1% FX
Same day - 2 days
60+
Yes
Traditional Bank (SWIFT)
Large one-off transfers
$25-50 + 1-4% FX markup
2-5 days
All
Varies
Understanding Hidden Costs
Hidden Fees to Watch
FX Markup: Banks add 1-4% over mid-market rate. Fintechs: 0.3-1%.
Intermediary Fees: Correspondent banks may deduct $10-30 per transfer.
Receiving Fees: Some banks charge to receive international wires.