Accounting Software Comparison

Compare Xero, QuickBooks, FreeAgent features and pricing

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Strategic Finance & Accounting Accounting & Bookkeeping 🟢 Easy
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Wave
Free
47%
Xero
$15-78/mo
76%
QuickBooks
$30-200/mo
82%
FreshBooks
$17-55/mo
59%
Zoho Books
Free-$29/mo
71%
Sage
$25-50/mo
71%
Pilot
$500+/mo
76%
Feature Wave Xero QuickBooks FreshBooks Zoho Books Sage Pilot
Core Accounting
Invoicing
Bank Reconciliation
Multi-Currency (100+)
Payroll Built-in ⚠️ ⚠️ ⚠️ ⚠️
Startup Fit
Free Tier Available
Stripe / Payment Integration ⚠️
Investor-ready Reports ⚠️ ⚠️
Accountant Collaboration ⚠️
Ecosystem
Large App Marketplace (200+) ⚠️
API Access
Hands-off Bookkeeping Service
Stage Recommendation
Pre-revenue: Wave (free) or Zoho Books (free tier) — zero cost, covers invoicing and basic bookkeeping.
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