ERP Digitization And Innovation Loan

The ERP Digitization and Innovation Loan (ERP-Digitalisierungs- und Innovationskredit) is a German low-interest loan program administered through KfW that supports companies of all ages pursuing digital transformation and innovation projects. Unlike early-stage focused programs, this funding supports any business developing new or improved products, processes, or services with innovative or digital components. The program provides accessible financing for German companies seeking to enhance their technological capabilities and competitive position.

Another of ERP’s grant funding programs, ERP Digitization and Innovation (ERP – Digitalisierungs- und Innovations­kredit) is also a grant that takes the form of a low-interest loan.

Unlike ERP Start-Up Loan, ERP Digitization and Innovation doesn’t only focus on early-stage businesses (less than 5 years). Instead, it funds any type of digital and/or innovative company that undertakes the development of new or improved products, processes or services.

To find out whether your business is considered digital and/or innovative under the grant, have a look at the supporting documentation here (in German).

The loan ranges anywhere from €25,000 to €25 million. Also, the grant covers up to 100% of eligible expenses and investment costs.

See more information on the conditions of the grant and whether you can apply here.