ENISA Jovenes Empredendores

ENISA Jóvenes Emprendedores provides loans to innovative Spanish SMEs established within the last 24 months, requiring companies to have independent legal status, headquarters in Spain, and majority ownership by individuals under a specified age. The program targets young entrepreneurs with novel business models or clear competitive advantages. This is a Spanish government-backed financing initiative for early-stage startups.

Requirements
Being an SME, according to the definition of the European Union.
Have your own legal personality, independent from that of your partners or participants.
That your company has been established, at most, during the 24 months prior to the application.
Have your main activity and your registered office in the national territory.
That your business model is innovative, novel or with clear competitive advantages.
The majority of the capital must be in the hands of natural persons of no more than 40 years of age.
We finance the acquisition of fixed assets and working capital necessary for the activity.
The partners will have to contribute, via capital or through their own funds, at least 50% of the loan.
You will have to demonstrate the technical and economic viability of your business project.
You must have the accounts of the last closed financial year deposited in the Mercantile Registry or in another public registry that is appropriate.
The real estate and financial sectors are excluded (*you can consult the exceptions in frequently asked questions).