ENISA Crecimiento

ENISA Crecimiento provides growth-stage loans to innovative Spanish SMEs with registered offices in Spain that demonstrate competitive business models and balanced financial structures. Applicants must be independent legal entities with own funds equivalent to at least the loan amount requested, meeting EU SME definitions. The program co-finances business project needs for companies showing clear competitive advantages in their respective markets.

Being an SME, according to the definition of the European Union.
Have your own legal personality, independent from that of your partners or participants.
Have your main activity and your registered office in the national territory.
That your business model is innovative, novel or with clear competitive advantages.
Co-financing of the financial needs associated with the business project.
Your own funds must be, at least, equivalent to the amount of the loan.
You must show a balanced financial structure and professionalism in your management.
You will have to demonstrate the technical and economic viability of your business project.
The accounts of your last closed financial year must be deposited in the Mercantile Registry or in another appropriate public registry.
For approved loans for an amount greater than €300,000, you must have the financial statements of the last closed financial year audited externally.